Personal insurance
Coverage Built Around Your Life
From your home to your car to your family's future — we find the right protection at the right price.
Get a Free QuotePersonal Coverage Options
Comprehensive protection for every part of your life — tailored to Florida's unique environment.
Homeowners Insurance
Homes across Florida, Michigan, Texas, and Missouri face different risks — hurricanes, flooding, severe storms, and more. We shop dozens of carriers to find you comprehensive coverage that protects your biggest investment.
- Hurricane & wind coverage
- Flood insurance options
- Personal property protection
- Liability coverage
Auto Insurance
Whether you drive a daily commuter or a weekend classic, we'll find you the right auto policy. Each state has its own coverage requirements — we make sure you're fully protected wherever you are.
- Liability & PIP coverage
- Comprehensive & collision
- Uninsured motorist protection
- Multi-vehicle discounts
Life Insurance
Give your family the security they deserve. We offer term, whole, and universal life policies tailored to your stage of life and financial goals.
- Term life insurance
- Whole life policies
- Universal life options
- Final expense coverage
Umbrella Insurance
An extra layer of liability protection that kicks in when your home or auto policy limits are reached. Affordable peace of mind for unexpected events.
- Extends existing liability limits
- Covers legal defense costs
- Protects personal assets
- Broad coverage scenarios
Why Families Across 4 States Choose Windward
Multi-State Expertise
We're licensed in Florida, Michigan, Texas, and Missouri — and we know the unique insurance requirements, risks, and regulations in each state.
Multiple Carrier Options
We shop dozens of top-rated carriers so you get the best coverage at the most competitive price.
Personalized Service
You're never just a policy number. We take time to understand your needs and find coverage that truly fits.
Request Your Free Personal Insurance Quote
Fill out the form below and a licensed agent will be in touch within one business day.
Know someone who needs home, auto, or life insurance? Share this page.