Windward Group Insurance team

About Windward Group Insurance

Built on Trust. Licensed Across 4 States.

We're an independent insurance agency dedicated to protecting families and businesses in Florida, Michigan, Texas, and Missouri with honest advice, carrier access, and service that doesn't stop at the sale.

Our Story

Windward Group Insurance was founded with a simple belief: families and businesses deserve an insurance partner who actually knows their state — its weather, its risks, its communities, and its people.

As an independent agency, we're not tied to any single carrier. That means we shop the market on your behalf, compare options across dozens of top-rated insurers, and recommend coverage that fits your life — not a sales quota.

From Tampa Bay to Detroit, Dallas to Kansas City, we've helped thousands of families and business owners find the right protection at the right price. We're proud to be licensed in Florida, Michigan, Texas, and Missouri — and proud to serve the people who call those states home.

20+

Years of Experience

5,000+

Policies Managed

30+

Carrier Appointments

100%

Independent & Unbiased

What Sets Us Apart

We're not just selling policies — we're building lasting relationships with the people and businesses we serve across Florida, Michigan, Texas, and Missouri.

Independent & Unbiased

We represent you, not the insurance companies. Our only goal is finding the best coverage at the best price for your specific situation.

Relationships First

We build long-term relationships with our clients. When you call, you reach a real person who knows your policy and your needs.

Multi-State Expertise

We're licensed in Florida, Michigan, Texas, and Missouri. We understand each state's unique insurance landscape — from hurricane season in Florida to winter weather risks in Michigan.

Carrier Access

Our appointments with dozens of top-rated carriers mean more options, more competitive pricing, and coverage solutions for even complex risk profiles.

Carriers We Work With

We're appointed with many of the nation's top-rated insurance carriers, giving you access to competitive options across personal and commercial lines.

GeicoTravelersNationwideChubbHartfordMarkelEmployersBristol West

Committed to Our Community

We believe in giving back to the communities we serve. Windward Group Insurance actively supports local organizations, sponsors community events, and partners with small business groups across Florida, Michigan, Texas, and Missouri. When our communities thrive, we all thrive.

Ready to Work with an Agency That Has Your Back?

Get a free quote or reach out to speak with a licensed agent today.

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Windward Group InsuranceWindward Group
Insurance

Protecting what matters most for families and businesses across Florida, Michigan, Texas, and Missouri since 2003.

Coverage

  • Homeowners Insurance
  • Auto Insurance
  • Life Insurance
  • Business Owner Policy
  • General Liability
  • Commercial Auto
  • Workers Compensation

Contact Us

  • (813) 309-5991
  • chammill@windwardgroup.co
  • Facebook

© 2026 Windward Group Insurance. All rights reserved.

Florida License #L123456  |  Licensed in FL, MI, TX, MO